If a court finds that a credit provider engaged in reckless lending, they may declare the entire credit agreement invalid or order changes to be made to ensure it complies with NCA requirements. Simply put, this means that lenders who engage in such practices could face serious consequences for their actions.

A funeral plan provides short-term financial assistance, often within 48 hours of the claim being processed, specifically for the purpose of covering the costs associated with a funeral.

Credit life insurance is a type of insurance designed to pay off a borrower’s outstanding debt in the event of their death.

Asset protection is all about safeguarding your assets from potential threats like lawsuits, creditors, or financial mismanagement. There are various strategies and legal structures you can use to protect your wealth, depending on your specific situation and goals.